Car Accident Laws

It’s the Law

In New Jersey it is illegal to drive without a license or with a revoked or suspended license; drive an unregistered vehicle; and operate a vehicle without insurance. Victims of accidents caused by drivers without insurance are able to file a claim with their own insurance company if the other driver is found to be at fault for the accident. Under New Jersey’s Comparative Negligence law, victims of accidents with uninsured drivers can collect damages if their degree of liability does not exceed that of the other driver. In 1998 New Jersey passed the Automobile Insurance Cost Reduction Act to allow consumers more choice in selecting coverage limits and attempt to control the cost of insurance payments in medical treatment, lawsuits and vehicle repairs.

In Pennsylvania all vehicles that are required to be registered must be covered by insurance with the following minimums: $15,000 for an injury or death to one person in a single accident; $30,000 for injuries or deaths to more than one person in a single accident; and $5,000 of property damage insurance. Drivers may acquire personal insurance to cover greater injury or damages if they are the victim of an accident caused by another driver with inadequate insurance to cover those additional losses incurred.

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Social Reviews

Vlasac & Shmaruk LLC IconVlasac & Shmaruk LLC

485B Route 1 South Suite 120, Iselin

5.0 45 reviews

  • Avatar I P ★★★★★ 9 months ago
    I can’t say enough about Vlasac & Shmaruk LLC and their commitment to providing the best service to their clients. Yelena Delgado made the process seamless and was always available for any questions or concerns. I felt like family every … More step of the way and not one of my questions went unanswered no matter what time of day I reached out. If you are looking for outstanding service, commitment to clients and an unmatched level of legal knowledge look no further than Vlasac & Shmaruk LLC!
  • Avatar Yanina May ★★★★★ 2 months ago
    About 4 months ago my wife got a job that came with housing. After going over all details and making plans for about 4 months prior to moving with management we packed up our whole lives, our pets, dropped some side jobs we had, and moved … More to the property where the job was located. After a few weeks things started getting very strange with management and "team" and after 2 full months everything that was planned in detail prior to moving to this property fell apart. After trying to discuss in person with management and then trying to discuss through email with management my wife was fired and we were given 5 days to pack up and leave the property. We had to start our lives over again. We immediately contacted Vlasac & Shmaruk LLC and worked with Ryan Getz & David Cassidy who are absolutely incredible at what they do! They were able to help us get off the property in a reasonable way and receive a settlement for all trouble caused by this "business". This was an incredibly stressful and scary situation but David and Ryan stayed in contact with us, were extremely patient, professional, soothing and just overly fantastic. If you are having any type of issue with an employement situation and being treated unfairly I highly recommend working with Ryan & David! I am so thankful they were able to take our case and help us through that mess. This was our first time having to hire legal help and I am just so grateful we found David and Ryan. In the future should we need any additional legal help we will absolutely be contacting them again. Thank you both so much!
  • Avatar G N ★★★★★ 5 months ago
    I’m highly recommend Vlasac & Shmaruk LLC!
    It was amazing to work with Yelena Kofman-Delgado ! Great customer service and professionalism. She is very responsible and keeps you updated on your case. Thank you so much!
  • Avatar ajsgrs ★★★★★ 6 months ago
    My wife and I were involved in a motor vehicle accident. Vlasac and Shmaruk took care of everything. They walked us through the process and took care of all the paperwork. They reached a settlement and we were happy. Glad to put that … More behind us and glad we used Vlasac and Shmaruk to help us get the money we needed for a new car and to get our medical bills paid. Thanks for everything you did!!!!
  • Avatar Edward Negron ★★★★★ 4 months ago
    The Law Office of Vlasac & Shmaruk were very helpful, knowledgeable and caring of my unique situation and guided me step by step through the whole process until it was completed and approved. I'm very thankful and grateful that … More they represented me on my case.

Vlasac & Shmaruk
5.0
Based on 2 Reviews
David B.
David B.
2022-07-12 14:38:24
I really appreciate what the entire law firm did for me on my case. They are really knowledgeable and handled the case very professionally. Our...
Maheen A.
Maheen A.
2018-10-10 06:43:24
Mr.Shmaruk helped me immensely in a legal predicament I was placed in. He was very knowledgeable and extremely helpful! I would 100 percent recommend him...
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